Should you be afraid of your own yard? Photo: Randy Son Of Robert, Flickr

For some people, the scariest part of Halloween is the lawyers. Or, at least, that's the impression you get from InjuryBoard.com, which calls itself "a growing community of personal injury law firms, attorneys, safety industry experts, and consumer advocates." So, ya'll ready to party?

An article on their site called "Liability on Halloween: Slip & Fall or Safety," asks you to consider what would happen if little Christine falls on your lawn and breaks her arm, or Little Johnny slips on "pumpkin guts" on your porch. They suggest you make sure your property is well lit and clean, which is smart, and also recommend plugging all of your gopher holes. Making sure you have enough insurance (and ensuring that all of your insurance premiums are paid) is another important factor. They also link to a study about all of the liability issues home owners face, which, of course, is on a site called insuranceagents.com.

And if you do have an accident, don't worry. The article suggests "Lawsuit Funding" services, which help plaintiffs with money to protect assets while their case is at trial. They happen to know a place, called "Lawsuit Financial," which actually has a dollar sign for the "s" in its logo. By the way, the author of the article is the CEO of Lawsuit Financial Corp.

I just might dress as the CEO of a "Lawsuit Funding" company this year and hang around a porch with pumpkin guts. Scaaaaaaary!